i
well we've known for a number of use now that you mode decision making isn't
rational that people make the states that emotional
across multiple have been doing is not just studying the fact that people make mistakes
for asking the more important question so what
so let's talk about an example of knowledge that we use to encourage people to
save more radio they were told that they needed to say forty degrees of every
bp to take the word and the second dimension that used was a white on
the look like this one simply by putting the cash hufnagel and setting aside
increase the likelihood that they were actually see the one a second motion of the
same or do we put photographs of the it should be you know and that
dramatic increase the likelihood that they would save money
so i one of my research interest is on understanding why people cheap so in
particular why do honest people sometimes to dishonest things
like fighting numbers on the text forms or and reporting the comments to in insurance
company to say on the premiums
and what network is shown that when we make the identity of oneself as an
honest individual was saying then that using actually goes down
so he has a very simple and intervention on how to curb dishonest this is
an insurance for here you write down the come mileage use either everything that you
filled out
you data so in on this way so that you have interest for so he
first sign
that you will be honest
and then you fill out your own over the mileage
now
what is found that says that you think of cells on the specimen time you
fill out your comments and that should be used as honesty and that's exactly what
we found in a large field experiment with insurance company in fact it made a
difference of about fifty dollars per couple here
so and notice that both
notice
we talked about so far a very easy they were very easy to implement their
inexpensive and they don't restrict people's freedom of choice
well in addition to being involved in the project on that you have also been
working to develop guys what to a previous managers
so in this on monday partitions kinda nudging for example if the uses a clear
process of how to go of our knowledge
so we also for the financial considerations in that what we summarize the current electronic
payment systems with a focus on the moment
and we look at and a consumer adoption issues and other implications issues really
the mobile payment
so the structure of the we talk about different ways in which consumers might find
themselves in financial trouble due to excessive use of credits and a success extending and
we talk about the ways to help them to overcome those problems
i study overconfident spiders and have despite is a fax decision making
i also study science and economics
happiness
as we call it hidden on makes a published papers and book chapters in these
two domains
in ongoing research we are involved in a menu project
working with our number of it and for profit organisations
for example in my set of projects we are interested in studying how to solve
the last my problems and increase and uptake of areas wealthier initiatives
in another set of project we are interested in studying how we can use double
in size to help policymakers and design and the lever policy
behavioral we implement in foreign policy
and the third project we are working to develop
mobile apps that in improve decision making
i